Retail shareholders
In Generali we have a significant number of individual investors, the retail shareholders. About a quarter of our share capital is subdivided among them. This is why we have created a section where we can interact with private shareholders and examine issues more closely linked to savings.
Shareholders' meeting
The General Meeting, called at least once a year and open to all those holding at least one Assicurazioni Generali share, is a fundamental aspect of the life of the company, one in which the shareholders have the opportunity to formally interact with the board of directors and management to discuss the main issues that took place during the financial year.
The AGM 2024 was held on the 24 April 2024, and convened without physical attendance of shareholders and exclusively through the presence of the Appointed Representative, taking advantage of the option introduced by art. 106 of Decree-Law No. 18 of 17 March 2020, converted by Law No. 27 of 24 April 2020, the effects of which were extended by Law No. 18 of 23 February 2024. Shareholders were given the possibility to cast their vote by conferring a proxy to the Designated Representative, also through a dedicated online portal.
For Generali being close to and with its shareholders is a fundamental and indispensable value. As a consequence, considering the health and legislative picture of the first months of 2020, the Company, being almost the only one among Italian issuers, upgraded its usual webcasting service of the opening speeches by the company’s top management, to a new and different service, reserved to shareholders: the live audio streaming of the full AGM proceedings. This first step was built upon in 2021 when a video streaming service was provided with excellent results: such service was available also in 2024, granting an exclusive opportunity for Generali shareholders.
The recording of opening speeches by the Chairman, Group CEO and Group CFO is available in English, French, German, Spanish, Italian Sign Language and with Italian subtitles on the Annual General Meeting 2024 – live streaming page.
Shareholders' meeting extended inclusion (SMEI)
In order to overcome the physical, communicative and sensorial barriers that may prevent the participation of some shareholders in the General Meeting, Generali has launched, since 2016, the Shareholders' Meeting Extended Inclusion (SMEI) program.
Supported by the enthusiasm and dedication of the volunteers of our Group and the collaboration of trained assistance professionals, the SMEI Program has developed over time, through the provision of a growing number of services, always oriented towards the inclusion of all shareholders with respect to that central moment in the life of the Company which is the Annual General Meeting. Read more
Shareholders unit
In order to guarantee that also retail shareholders have a direct contact point in Assicurazioni Generali, the Company adds to its Investor Relations office, managing relations with institutional shareholders and analysts, the Shareholders Unit, dedicated to relations with retail shareholders. Contact info for this unit is available in the Investors\Contacts section.
Generali's engagement to keep its shareholders up to date and in contact
Generali strongly believes in the value of the trust shown by tens of thousands private investors that make up the base of its shareholder structure and as a consequence is focused on supplying a continuous and detailed stream of information, in particular in important moments of the Company’s life. This focus and conviction are embodied by various documents, published periodically or on particular occasions and designed with retail shareholders’ needs in mind:
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Generali in the Stock Exchange (Total Shareholders Return)
The total shareholders’ return is the measure of performance which combines share price variation and dividends paid to show the total return to the shareholder expressed as an annualized percentage.
More info on the “Share information & analysts” section.
Results of the Generali Group
To keep updated on all news on the Group, see the Press Releases
To know more details on the Generali Group positioning:
See the Financial information as at 30th September 2024
Generali continues to achieve strong growth in operating result driven by all business segments. Solid capital position confirmed
- Gross written premiums grew significantly to € 70.7 billion (+18.1%), driven by both Life (+23.3%) and P&C (+9.8%)
- Life net inflows rose to € 6.8 billion, coming entirely from protection and unit-linked, in line with Group strategy
- Continued growth in P&C operating result (+2.5%) despite significant natural catastrophe impact
- Combined Ratio (CoR) at 94.0% (-0.3 p.p.). Undiscounted CoR at 96.3% (-1.4 p.p.) thanks to strong performance of Undiscounted Current Year attritional CoR (-2.2 p.p.)
- Strong growth in operating result to € 5.4 billion (+7.9%) primarily driven by Life and Asset & Wealth Management
- Adjusted net result at € 2.9 billion (-3.3%); up 3.4% excluding a positive one-off capital gain recorded in 2023. Net result grew to € 3 billion (+5.0%)
- Solid capital position confirmed, with Solvency Ratio at 209% (220% FY2023)
Generali Group CFO, Cristiano Borean, said: “In the third quarter of 2024, Generali continued to deliver strong growth in operating result driven by the performance of all business segments. The very positive trend in Life net inflows throughout the year was maintained. We also achieved further growth in P&C profitability despite the high impact of natural catastrophes. Asset & Wealth Management contributed significantly proving the strength of our business model. Thanks to our focus on the diversification of profit sources, we continue to deliver in a complex and evolving global environment. Looking ahead, we are fully on track to successfully complete the ‘Lifetime Partner 24: Driving Growth’ plan and we are working on our new strategy that will be presented on 30 January 2025.”
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Generali in the community
The engine of The Human Safety Net is a foundation initiated by Generali. It extends Generali’s purpose of ‘enabling people to shape a safer future by caring for their lives and dreams’ to the most vulnerable in our society. Generali is mobilizing their people and resources – financial support, time, skills, networks, assets, products - to reach more people and amplify our impact.