When your head is in the clouds

Imagine a rainy day in the city. Imagine having gone out lost in thought, because before it wasn’t raining. But the weather didn’t look good, and you didn’t properly cover up. Ultimately, this is the concept of insurance: suitably protect yourself from a future event that may end up being more or less unpleasant. And it could happen that, as you are walking around town, there are people who had predicted the rain. Instead of you…